This class involves ways to find a credit card, maintain a credit, maintain the debt load from a credit card. This class will help you calculate debt load and annual percentage rate. This class will also help you learn how to read a statement correctly. You will also learn how to protect yourself from identity fraud.
Course Cost: 6 Month Subscription
Basic Course (no certificate) = $80.00 Course with Certificate & CEUs = $105.00
Earn a certificate and CEUs upon successful completion (additional shipping/handling charges apply for hard copy delivery). UniversalClass™ offers many wonderful learning tools to help you get the most out of your online course,
including an online portfolio service that manages all your course completions, and a Certificate Verification Service you can use so others may view and verify the authenticity of your awards.
Course Description
Are you thinking of applying for a credit card? Are you interested in learning how to manage your existing credit card? If so, then this class may be for you. This class will give information on how to apply for a credit card, find what credit card is right for you, compare different types of credit cards, how to make payments, what methods of payments to use, the dos and don'ts of credit cards, credit card management and spending , learning how to keep your debt low, calculating your annual percentage rate, and much more. Whether you are thinking of getting a credit card or already have a credit card, this class is for you. Don't miss an opportunity to learn all about credit card management--enroll now!
Course Lessons
Lesson 1- How to pick a credit card
This lesson will help you pick a credit card company,consider interest rate, consider your monthly payment, consider "perks" with a card, and how to apply for a credit card.
Lesson 2- How To Start Using a Credit Card
Discusses how to begin using the credit card,what to use and not to use the credit card for, beginning to make the first minimum payment,how to read your first statement,and calculating finance charges.
Lesson 3-How to Maintain a Credit Card
This lesson will give information on how to maintain a credit card including how to make payments on time, when to make payments, avoiding over spending and determining safe debt loads,calculating debt load, and keeping track of purchases and statements.
Lesson 4-Issues or Problems with Credit Cards
This lesson will focus on several problems that may arise when you have a credit card, including what to do if you are denied credit,how to protect your identity from fraud, the dos and donts of credit cards.
Lesson 5-Dealing with billing errors, credit card protections, and clearing existing debt.
This lesson will focus on how to deal with certain billing errors you may have, certain protections that you may have with your card, and how to clear your debt and pay off your credit card.
Optional Certificates Awarded
Certificate of Class Participation
Certificate of Outstanding Achievement
Certificate of Academic Excellence
Certificates may be awarded by the instructor at his/her own discretion and are based on student merit.
To save your award and have a hard-copy delivered, there is a $30.00 processing fee that covers the customization, printing, and delivery of the award, as well as access to the UniversalClass™ Portfolio Service that documents your achievements online.
Official awards have a serial number that verifies the authenticity of the award (great for employers
to verify your achievement).
This is a non-credit course, and is provided for your personal enrichment.
This course is not intended to be a substitute for any state, government, licensing, or educational requirements.
Choose from 5 Payment Methods
Credit Card Online
Credit Card through FAX
Check/Money Order through Mail
Credit Card over the Phone
PayPal
To use any of these methods you must press the "Join this Course" button on this screen and go through the online registration process in order to generate the correct order form and correctly process your enrollment.
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